National
Insurance Contribution
If
you work for more than one employer you will normally
have to pay Class 1 National Insurance contributions
in each job in which your earnings exceed a prescribed
minimum level, known as the Primary Threshold.
Your
employer will pay secondary contributions on all
your earnings above a prescribed threshold, known
as the Secondary Threshold but you will pay primary
contributions only on earnings in excess of the
Primary Threshold, up to and including a prescribed
Upper Earnings Limit.
Full
details of current earnings limits and National
Insurance contribution rates are in leaflet GL23
Social Security benefit rates which is available
from the post office. If you earn less than the
appropriate prescribed threshold neither you nor
your employer will pay contributions.
If
you work for an employer and are also self-employed
you will normally have to pay Class 1, Class 2
and perhaps Class 4 National Insurance contributions.
Types
of moonlighting jobs
Often moonlighters are restricted
to working in the evening or early morning to
fit their second job around their first. This
can limit the type of work available. That said,
there are alternatives to working behind a bar:
- Taxi
driver
- Security
work
- Telesales/support
- Fitness
trainer
- Door
to door sales
- Cleaner
- Mail
sorters
- Waiter/Waitress
Skilled
Moonlighting
People
with desirable skills such as computer programming,
typing and foreign languages can put these to
use outside of their everyday job, moonlighting
as a freelance.
The
skilled moonlighter is often able to work from
home and wages are generally more attractive.
Moonlighting
Tips
- As
a rule try to leave a two hour space between
jobs as a cushion, just in case your boss
needs you to stay late.
- When
you first start moonlighting you will be exhausted
by the end of the day, try to get as much
sleep as possible.
- Try
to avoid going into your primary job smelling
of fried chicken or beer from your evening
work the night before.
- Life
will become difficult unless you enjoy your
evening job - you will be irritable, and stressed.
- Don't
let your moonlighting job interfere with your
main work.